85% CPA Exam (GPT-4, Auditing) 75% Current CPAs Eligible to Retire 300K+ Left the Field, 2019–2024 44% Of Adopters Use GenAI Daily The anxiety is loud. The reality is quieter. Scroll through any accountant’s or financial analyst’s professional feed for…
There’s a number floating around that should make every CFO pay attention. Visa — a payments company, not an AI lab — is now consuming 1.9 trillion AI tokens per month. That’s double what they were using just one month…
Open Banking · Financial Data Infrastructure · AI & Automation The AI Layer Above Open Banking: Why European Banks and Fintechs Are Quietly Rewiring Their Data Stack PSD2 gave us the pipes. PSD3 will make them more reliable. But none…
The World Bank’s January 2026 Global Economic Prospects report delivers a message that manages to be both reassuring and unsettling in equal measure: the global economy held up better than expected in 2025, but the structural tailwinds that supported that…
Regulation · Open Banking · Explainer Open banking, PSD2, and PSD3 are three terms that appear constantly in fintech coverage — and are constantly confused. They are related but distinct: one is a global concept, one is European legislation, and…
German embedded finance platform Solaris is eliminating approximately 80 positions — roughly 20% of its 400-person workforce — as part of what the company describes as a comprehensive strategic repositioning. The goal, according to new CEO Steffen Jentsch, is to…
Banco Santander and Mastercard have completed what they describe as Europe’s first live, end-to-end payment executed by an artificial intelligence agent. The transaction was not conducted in a sandbox or test environment — it ran on Santander’s live payments infrastructure,…
Global fintech investment turned a corner in 2025. After three consecutive years of decline — from a peak of $168.4 billion in 2022 to a seven-year low of $95.5 billion in 2024 — total investment rebounded to $116 billion, according…
Swedish fintech giant Klarna has become the most prominent — and most instructive — case study of what happens when a financial services company bets aggressively on replacing human workers with artificial intelligence. The buy-now-pay-later pioneer has cut its workforce…
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